___ We have established a procedure to get debt-management information to students early in their college       experience.

___ Entrance- and exit-counseling procedures have been expanded beyond the minimum regulatory
      requirements.

___ We have established a diverse communication process using various types of communication tools.

___ We have developed or acquired the necessary communication tools.

___ We frequently communicate with our students regarding debt-management issues.

___ We target our debt-management messages to the specific needs of our students, with special attention to
      high-risk groups.

___ We offer workshops and/or classes to educate students about budgeting, borrowing and other financial-
      management topics.

___ We review our financial-aid-packaging policy to minimize student borrowing as much as possible.

___ Our private-loan policies minimize student borrowing.

___ We evaluate on-campus credit-card use and solicitation to discourage student application and use.

___ We have developed procedures and programs to help borrowers stay in school.

___ We review average student indebtedness by program to ensure that the starting salaries students can expect
      to receive following graduation are sufficient to permit our graduates to manage these average levels of
      education debt.

___ We examine our program offerings to ensure that there is a demand for our graduates in the job market.

___ We evaluate our job-placement services and potential enhancements to assist our graduates in gaining
      employment.