Southern    Association   of    Student  
          Financial   Aid   Administrators

Meet the SASFAA Camp Counselors

Camp Sunshine- Charlotte Cole and Elizabeth Milam

Charlotte Cole is currently the Director of Financial Aid at Jacksonville State. Prior to her role at JSU, she began her career in financial aid at the University of West Georgia. She is an active member of AASFAA and SASFAA, presenting frequently on student-focused compliance initiatives. Charlotte earned her bachelor’s and master’s degrees in Music Performance from the University of West Georgia. Outside of the office, you will likely find Charlotte outside with her dog while enjoying a glass or two of scotch.

Elizabeth Milam is the Director of Student Financial Aid at Clemson University in the upstate of South Carolina. She earned a Bachelor’s degree in English and a Master’s degree in higher education counseling, both at Clemson. Elizabeth is the proud mom of two sons, Carson, a Caption and pilot in the USAF, and Turner, a student at Tri-County Technical College and Clemson University. She has been a financial aid administrator for 34 years. An active member of SCASFAA, SASFAA, and NASFAA, Elizabeth is a frequent conference presenter and a past-president of her state association. Her mini-farm currently houses a beloved menagerie of one dog, two cats, and three horses. She enjoys antiquing, genealogy, walking, photography, and volunteering with her church and a local historical society.


Camp Fresh Air- Angela Tate and April Wolford

Hi! I am Angela Tate. I started in Financial Aid as a Federal Work Study Student worker at the University of North Georgia. I then stayed in Financial Aid there for seven years after graduation. Over the years there, I loaded files, counseled and awarded students, processed verifications and professional judgments, and represented Financial Aid on several committees. Then I went to Lanier Technical College to be their Financial Aid Director. After four years there, I am now currently a Business Analyst at the Technical College System of Georgia. I am one of three people that offer Financial Aid support to our 22 technical colleges. When I am not working, I love to travel (cruises are my favorite) and craft (I have a cricut and love talking about all the fun things you can make/do with it).

April Wolford serves as the Assistant Director of Counseling Services & Federal Work-Study in the Office of Financial Aid and Scholarships at the University of Tennessee, Knoxville.  She has been with the University of Tennessee since 2016, and has worked in financial aid for the past 10 years.  April holds a Master’s degree in Business Ethics & Compliance.  An East Tennessee native, she loves anything to do with the Vols, and enjoys spending time with her husband, Brad, their 5-year-old son, Cal, and their 11-month-old daughter, Ava.

Camp Cool Kids- Bretta Carithers and Michelle Standridge

Bretta Carithers has been camping with financial aid for over 15 years. She began her career in financial at her alma mater, the University of South Florida (Go Bulls!), where she became a “Cool Kid” in the world of financial aid.  It was there that she began to move to new heights in the financial aid profession.  After 5 years of service at USF, she set-up camp in the great state of Georgia, where she spent 4 years at the Georgia Institute of Technology.  Bretta currently serves as the Director of Processing and Scholarships in the Office of Scholarships and Financial Aid at Kennesaw State University. 

Michelle Standridge is currently director of financial aid at Spalding University, in Louisville, Kentucky.  She had worked at Spalding for 13 years and held the director role for the last 5 years.  She enjoys association work and has served at the state and regional level for most of her career in financial aid.  At the state level she held the elected positions of President and Treasurer but has severed as chair of High school counselor workshops, Diversity and Conference.  She just recently was elected as President for a second term since the first term was during COVID-19.  At the regional level she has served on the conference committee, Global Issues committed and on the executive board as KY State President.   


Camp Crystal Lake- LaShanda Chamberlain and Zachary Christian

LaShanda Chamberlain began her financial aid career in 1994 as a college work-study student at the Jefferson Davis campus of Mississippi Gulf Coast Community College. After graduating, she moved to a full-time position in the financial aid office. She has held various positions in the financial aid office before becoming the Director of Financial Aid at the Jackson County campus of Mississippi Gulf Coast Community College in 2004. In 2018, she returned to the Jefferson Davis campus where she currently serves as the Director of Financial Aid (now known as the Harrison County campus).  LaShanda holds an Associate of Arts degree from Mississippi Gulf Coast Community College, a Bachelor of Science degree in Management Information Systems from the University of Southern Mississippi, a Master of Business Administration from William Carey University & a Doctor of Education in Higher Education Administration from the University of Southern Mississippi.

In her spare time, LaShanda enjoys spending time with her family & friends. She is an avid sports fan with football being her favorite sport. She is a proud member of the Who Dat Nation & a huge LSU fan, GEAUX SAINTS & GEAUX TIGERS!!!

Zachary Christian is currently the Deputy Director of the SC Tuition Grants Commission.  When Zachary joined the Commission’s staff in 2016, he first served as the Commission’s Financial Aid Counselor and IT Director.  Prior to his time with the Commission, Zachary was a Financial Aid Counselor at his Alma Mater, Winthrop University, where he earned a Bachelor of Arts degree in both Music and History.  Zachary also earned a Database Analyst Certificate from Midlands Technical College in 2017.  Since joining the financial aid profession in 2014, Zachary has been an active member of SCASFAA, SASFAA, and the National Association of State Student Grant and Aid Programs (NASSGAP).  Outside of the Commission and the financial aid realm, Zachary is an adjust instructor at Midlands Technical College, where he teaches various database and other computer courses, and serves on the Board of Directors of the Palmetto Mastersingers.


Camp Firewood- Beth Armstrong and Jennifer Davis


Beth Armstrong serves as the Associate Vice Provost of Enrollment Management & Director of University Scholarships and Financial Aid at Virginia Tech, a position she has held since September 2013.  She has worked in financial aid for over 25 years and has worked for four-year public universities in Arizona and Indiana-- in addition to Virginia Tech.  Unlike many of her financial aid peers, she did not begin her financial aid career as a student staff member.  Financial aid piqued her interest after college when she obtained a job at a student loan guarantor where her favorite position was serving as a policy analyst.  Beth earned her B.A.  and M.S. Ed. in Higher Education Administration from Indiana University (Go Hoosiers!), and she is a Hoosier through and through—having attended Little Hoosier Camp in her youth.  She loves camping; music; watching minor league baseball in the New River Valley (Go, River Turtles!); and, long walks in the woods.


Jennifer Davis has been in financial aid for over 7 years. She started in financial aid as a work-study student her sophomore year of college, when ISIR’s were on paper and each year was a different color.  After graduating college, she took a 2-year detour to the banking industry, before realizing she missed working with students.  She returned to financial aid at her alma mater, Charleston Southern University, for a 2-year stint working with first year students. For 20 years Jennifer worked in the tech industry as a software trainer and technical manager working with non-profit organizations, including several large universities.  A desire for a career change led her back to financial aid and she joined the staff at Trident Technical College as a technical services manager in 2017. Jennifer is a member of SASFAA and NASFAA.  She has lead sessions at regional trainings for Ellucian and in her office.  This is her 2nd year as a NAOW trainer.

Jennifer has lived her entire life in in Charleston, SC.  She has one dog, Molly a 14-year old basset hound/rottweiler/chow-chow mix.  In her spare time Jennifer enjoys quilting, spending time with family and friends, and traveling to concerts and sporting events. At the top of her bucket list: attend an MLB game in every home ball park; she is well on her way, having been to 11 so far. While she is an avid St. Louis Cardinals fan, her favorite ball park so far is Fenway Park.


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